1. Collection of Information
(a) Personal Information : Refinserv Private Limited ("the Company") requires users who register to use its services ("Services") to provide contact details such as name, company name, address, phone number, email address, and similar information.
(b) Financial and KYC Information : To process transactions via the platform, we collect financial and KYC information such as Aadhaar, PAN, credit reports, 26AS, TDS, ITR, Bank statement, Form 16, etc., either provided by you or authorized by you for us to obtain from relevant authorities or credit information companies.
(c) Cookies and Non-Personal Information : Cookies are small text files stored on your computer to enhance your user experience. Refinserv uses cookies to manage logins, track usage, personalize content, and improve services. In some cases, trusted third-party cookies are used for analytics, advertising, and social media functionalities. Users can disable cookies via browser settings, though this may impact platform functionality.
Non-personal data, such as browser type, operating system, and IP address, is collected to evaluate and improve services.
2. Use of Information
(a) Personal Data Usage : Personal data is used to set up services, comply with legal obligations, and improve user experience. Data is not shared with third parties except as necessary for service delivery or legal compliance.
(b) Aggregated Data : Aggregated statistics may be shared for analytics and business purposes without identifying individual users.
(c) Third-Party Contractors : Refinserv may share data with contractors under strict confidentiality agreements to provide better services.
(d) Direct Marketing : Users agree to receive communications regarding services, offers, or advertisements via email, SMS, or other mediums. You can opt out by contacting us.
3. Data Security
Refinserv uses industry-standard safeguards to protect your data. However, no data transmission or storage method is entirely secure, and users provide information at their own risk.
4. Third-Party Links
Our platform may contain links to third-party websites. Refinserv is not responsible for the content or privacy practices of these websites. Users are encouraged to review the privacy policies of linked sites.
5. Changes to the Policy
Refinserv reserves the right to update this Privacy Policy without prior notice. Substantial changes will be notified on the platform. Users are advised to review this policy periodically.
